Claim Compensation for Mis-Sold Car Finance
Check if your Personal Contract Purchase (PCP) agreement was mis-sold and claim compensation.
If you purchased a vehicle using a Personal Contract Purchase (PCP) agreement, you may have been mis-sold the finance.
Some lenders failed to clearly explain commission structures, interest rates, or affordability assessments.
If the agreement was not properly explained or was unsuitable for your financial situation, you may be entitled to compensation.
You may qualify if:
This claim allows you to review your agreement and pursue compensation if mis-selling occurred.
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Answer a few questions on our online form to see how much you could eligible for.
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A PCP refund claim is a request for compensation if you believe your car finance PCP (Personal Contract Purchase) agreement was mis-sold or you were treated unfairly — for example, if key information about costs or commission wasn’t properly explained.
You may qualify if you:
● Took out a PCP car finance agreement
● Feel the deal wasn’t explained clearly (total cost, APR, balloon payment, mileage/condition charges)
● Believe you were pressured, not given options, or important details were not disclosed
● Think there may have been hidden commission influencing the finance offer
Times vary depending on the lender and the details of the case, but many claims are reviewed within a few weeks to a few months.
Refund amounts vary, but many successful claims receive around £3,000 on average, depending on the agreement and what went wrong.
Yes. If the complaint is upheld, compensation can include refunds of interest/charges paid over time, meaning some people may receive a lump sum of around £5,000 or more, depending on the case.
It’s very easy to complete our 60-second form. The form simply asks for a few basic details so the claim process can begin.
Our Monthly Membership is £4.99 per month and our Annual Membership is £49.99 per year. The Financial Health Check will be £99.99 per year when launched. You keep 100% of any refunds you claim & we never take a cut.