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PCP Refund | ClaimItMyself

Missold Car Finance (PCP)

Claim Compensation for Mis-Sold Car Finance

Refund Value Up To £2,100
Payment Method Bank Transfer
Refund Timeline i You may be owed £700 for each of the 3 claims because you can reclaim overpaid amounts on PCP agreements, such as excess payments or interest.

These figures are based on each refund being calculated separately, where no previous claim has been made.
4–8 Months
Keep 100% Of Your Refund 100% Money Back Guarantee Receive £1000s In Less Than 8 Months Simple 60-Second Online Form
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PCP Refund Claim

Check if your Personal Contract Purchase (PCP) agreement was mis-sold and claim compensation.

What Is a PCP Refund Claim?

If you purchased a vehicle using a Personal Contract Purchase (PCP) agreement, you may have been mis-sold the finance.

Some lenders failed to clearly explain commission structures, interest rates, or affordability assessments.

If the agreement was not properly explained or was unsuitable for your financial situation, you may be entitled to compensation.

Common Reasons You May Be Eligible

You may qualify if:

  • You financed a car using a PCP agreement.
  • Commission arrangements were not clearly disclosed.
  • The finance agreement was unaffordable.
  • You were not fully informed about interest or balloon payments.

This claim allows you to review your agreement and pursue compensation if mis-selling occurred.

Many PCP agreements were mis-sold without customers realizing — we help you check eligibility and claim compensation you are entitled to.

Who Is ClaimItMyself?

We combine technology and simplicity to help you unlock refunds, reliefs, and compensation you may never have realised you were entitled to.

Simple.   Fast.   Stress-free.

How It Works

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Check Eligibility

Answer a few questions on our online form to see how much you could eligible for.

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Complete our 60-second Online Smart Form

Answer simple questions & our AI system prepares everything for you.

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Print & Submit

Your completed claim is ready to print and send instantly.

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Receive what you're owed

Sit back and wait for your money to arrive.

Ready to claim what is yours?

Join ClaimItMyself today, unlock PCP Refund and dozens of other high-value claims, and start putting money you are owed back into your pocket.

Complete the form and get back what you're owed.

Real Stories from People Who Took Action

Real people. Real results. Simple claims you can submit yourself.

ClaimItMyself
Jordan L.
Leeds
★★★★★

I used ClaimItMyself to check a PCP refund claim and it was surprisingly easy to do. Really helpful service and the process was simple, Thanks a bunch

ClaimItMyself
Rebecca Adams
Birmingham
★★★★★

Just submitted my PCP refund claim with ClaimItMyself just now and cant beleive how easy they made the whole process

ClaimItMyself
Anthony Daniel Moore
Cardiff
★★★★★

Shy at claim it myself was a big help thanks for explaining everyhing related to the car finance claim. i will defo recomend.

Frequently Asked Questions

A PCP refund claim is a request for compensation if you believe your car finance PCP (Personal Contract Purchase) agreement was mis-sold or you were treated unfairly — for example, if key information about costs or commission wasn’t properly explained.

You may qualify if you:
● Took out a PCP car finance agreement
● Feel the deal wasn’t explained clearly (total cost, APR, balloon payment, mileage/condition charges)
● Believe you were pressured, not given options, or important details were not disclosed
● Think there may have been hidden commission influencing the finance offer

Times vary depending on the lender and the details of the case, but many claims are reviewed within a few weeks to a few months.

Refund amounts vary, but many successful claims receive around £3,000 on average, depending on the agreement and what went wrong.

Yes. If the complaint is upheld, compensation can include refunds of interest/charges paid over time, meaning some people may receive a lump sum of around £5,000 or more, depending on the case.

It’s very easy to complete our 60-second form. The form simply asks for a few basic details so the claim process can begin.

Our Monthly Membership is £4.99 per month and our Annual Membership is £49.99 per year. The Financial Health Check will be £99.99 per year when launched. You keep 100% of any refunds you claim & we never take a cut.