Qualify Your Claim
Answer 2 quick questions to check your Irresponsible Lending eligibility.
Have you taken out a loan, credit card, payday loan, or finance agreement?
Which of the following applied to your situation at the time you took the credit?
Select all that apply
Were you relying on borrowing, such as loans, credit cards, or overdrafts, to keep up with repayments or everyday living costs?
Did the lender give you the credit without properly checking your financial situation?
Did taking this credit make your financial situation worse over time?
Are you sure?
Things to consider
What is your full name?
What is your email address?
What is your mobile number?
Congratulations!
Good news - you may have a valid irresponsible lending claim.
Lenders must check that credit is affordable before approving it - many failed to do so.
Subscribe
- What’s included:
- Instant access to complete your Irresponsible Lending refund claim
- Use our simple online form to complete the claim yourself
- Unlock 2 new high-value claims every month (potentially worth £1,000s)
Real Stories from People Who Took Action
Real people. Real results. Simple claims you can submit yourself.

Used this service to check if I had a claim for irresponsible lending and it was much easier than I thought. Support was really helpful and everything was explained clearly, thank you

Just submitted my lending refund claim and I’m honestly surprised how simple the whole process was. Made something stressful feel managable

Team were a great help, walked me through everything about my claim and made sure I understood each step. Really appreciate it and would definitely recommend